In different regions, the commonly used payment platforms vary:
Europe
- SEPA (single European payments area): a pan-European interbank transfer system that supports simplified payments within Europe.
- PayPal: Like in the US, it is also widely used in European countries.
- Revolut: A British fintech company that provides bank accounts and international payment services, especially in Europe.
- Klarna: Renowned for its "buy now, pay later" model, Klarna has captured the hearts of European shoppers, especially in Northern Europe and Germany.
- iDEAL: a popular payment method in the Netherlands, which allows consumers to pay online directly through bank accounts.
Southeast Asia
- GrabPay: A payment platform provided by Grab, a famous taxi application in Southeast Asia, covering Singapore, Malaysia, Thailand and other countries.
- Gojek (GoPay): Indonesia's taxi and life service application, GoPay is its payment platform, which is widely used in Indonesia and other Southeast Asian countries.
- PayMaya: a payment platform in the Philippines that supports online payment, transfer and digital wallet services.
- Alipay: Alibaba's payment platform has a high usage rate in China and some countries in Southeast Asia.
- WeChat Pay: With the increasing number of Chinese tourists visiting Southeast Asia, WeChat Pay has witnessed a surge in adoption across the region.
Each of these platforms has unique features and advantages that address the specific needs and preferences of users in their respective regions.